Myth: Negotiating Debt Restarts the Litigation Clock Under the Statute of Limitations
The statute of limitations can be confusing because the rules are different for every state, and it is often hard...
Credit Reporting
Who & What Keeps Score? The Difference Between FICO, Vantage, and Beacon Credit Scores
Credit scoring companies and lenders have recently increased consumer access to credit scores creating both interest and confusion. Today you...
The Key Factors Impacting Your Credit Score
Credit scoring companies gather information from creditors and create a proprietary credit score evaluating each consumer’s ability to repay debt....
How to Access Your Credit Score for FREE
Over the last decade, credit monitoring companies have expounded on the importance of consumer credit scores. The primary message associates...
REPRESENTATIVE EXAMPLE OF APR
For example, a $30,000 loan with a 4.99% APR over 5 years (60 months) would result in a monthly payment of $566, with total interest paid amounting to $3,959.97. This could save you thousands in interest compared to higher-rate debt.
ANNUAL PERCENTAGE RATE (APR)
Annual Percentage Rate (APR) represents the annualized interest rate you are charged for borrowing. It is the combination of the nominal interest rate and some additional costs such as fees involved when incurring debt. Our lender offers APRs for personal loans, cash advance loans, installment loans and debt consolidation loans from 4.99% to 35.99%. Since New Start Capital does not directly issue loans, we cannot deliver any specifics or guarantee the APR you will be offered. The APR depends solely on your lender’s decision, based on various factors including your credit score, credit history, income, and some other information you supply in your request. For more information regarding the APR contact your lender.