Top Reasons People File Bankruptcy
Life is filled with unexpected twists and turns. Yet sometimes, those turns result in a financial crisis that leaves you...
Bankruptcy
What Bankruptcy Can and Cannot Fix
You owe creditors more money than you can afford to pay and need relief from the high monthly payments. However,...
The Downsides of Bankruptcy
Filing bankruptcy is the option of last resort because of the adverse consequences. In many cases, other forms of debt...
Why Debts Can Remain After Bankruptcy
The objective of the bankruptcy code is to offer relief from high debt payments while leaving you with enough resources...
Why it Takes Longer to Restore Your Credit After Bankruptcy Than Debt Settlement
Debt has you overwhelmed. Between large credit card balances and only making the minimum monthly payments, you realize it will...
The Eternal Impact of Claiming Bankruptcy to Rid Debt
The stress of carrying too much debt for the income you make could have you thinking that bankruptcy is the...
Myth: Bankruptcy is Always a Better Option Than Debt Settlement
Reality: Bankruptcy should always be used as the last resort because it does the most damage to your financial well...
What is the Difference Between Chapter 7 and Chapter 13 Bankruptcy?
The phone rings. It’s a number you do not recognize. It’s probably another debt collection agency calling to demand payment. ...
REPRESENTATIVE EXAMPLE OF APR
For example, a $30,000 loan with a 4.99% APR over 5 years (60 months) would result in a monthly payment of $566, with total interest paid amounting to $3,959.97. This could save you thousands in interest compared to higher-rate debt.
ANNUAL PERCENTAGE RATE (APR)
Annual Percentage Rate (APR) represents the annualized interest rate you are charged for borrowing. It is the combination of the nominal interest rate and some additional costs such as fees involved when incurring debt. Our lender offers APRs for personal loans, cash advance loans, installment loans and debt consolidation loans from 4.99% to 35.99%. Since New Start Capital does not directly issue loans, we cannot deliver any specifics or guarantee the APR you will be offered. The APR depends solely on your lender’s decision, based on various factors including your credit score, credit history, income, and some other information you supply in your request. For more information regarding the APR contact your lender.